This is Money and our partner Crest Financial Solutions Limited have teamed up to help meet your financial needs. Whether it is making provision for your retirement, with our Pension Tracker, accessing your Inheritance tax liability with our calculator, or a making a will. We also help with reclaiming Payment Protection Insurance that you may have been mis-sold and when you are moving home, we have experienced lawyers and support staff on hand, to offer clear and concise help, advice and support to bring your transaction to a satisfactory and speedy completion.
We aim to help you the with your past, present and future financial needs.
Understand your pension
"Is my money in the right pension fund?"
Worried that your pension fund is losing value? |
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With up-to-date information on over 12,000 UK pension funds, our reports tell you how your pension fund is performing and where it ranks compared to other pensions. It's quick and easy to check your pension performance. Try our Pension Tracker.
Introduction to IHT
This service could help you make sure more of your hard earned assets do not fall into the hands of the taxman, and instead go to the people you want them to.
Inheritance Tax (IHT) is a levy paid on your estate after death, should it exceed the Nil Rate Band Limit, currently set at £325,000. In order to establish what IHT liability, why not try the Inheritance Tax Calculator. If you have a liability, Crest Financial Solutions can provide access to ways in which you can help reduce or even remove it altogether
Your Will
A Will is vital in helping, amongst other things, to mitigate Inheritance Tax. Failure to make one, will see your assets distributed according to intestacy rules. Furthermore, do not assume that a Will made many years ago is still going to hold good. Wills need to be reviewed on a regular basis and especially after any changes in your financial circumstances, such as a marriage, divorce or birth of a child, not to mention a plethora of legislative changes.
Using Trusts
A suitably worded trust is the cornerstone of good Inheritance Tax (IHT) planning. The objectives of the person owning the estate will dictate the type of trust that might be used to pass on assets. However, the reasons for setting up a trust can be greater than just IHT and might include:
- Protection of monies for future generations.
- Protection of monies which may be diluted due to divorce or bankruptcy.
- Income tax and or Capital Gains Tax mitigation.
- Providing a gift to a child, but remaining in control of it until they are suitably responsible.
- Protecting assets from Care Home Fees
Help with reclaiming PPI
Have you ever taken out a loan to buy a car, make home improvements, consolidate debts, credit cards or for any other reason?
If so, you may have been mis-sold Payment Protection Insurance. If that is the case then you could be owed hundreds of pounds in compensation. This insurance can be called PPI, loan insurance, unemployment or redundancy covers. Click here for more information.
On the move?
Moving house does not have to be stressful - our Conveyancing team is here to help.
We understand that moving home can be one of the most important decisions of your life and that the whole process can seem daunting. Our expertise will guide you through the process of buying, selling or re-mortgaging your property, whether you are a first-time buyer or a seasoned home owner.
Whether it is a pre-owned or new build property, shared ownership or buy-to-let investment property, our team of experienced lawyers and support staff are on hand to offer clear and concise help, advice and support to bring your transaction to a satisfactory and speedy completion.
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